Overview
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Cash flow
Accounts
ManageAccounts
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Active accounts
Balance = opening balance ± transactionsArchived
Hidden from pickers, still counted in historyBalance by account
Transactions
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Budgets & Goals
Monthly limits, savings targets, and recurring items.
Monthly budgets
Set budgetSavings goals
New goalRecurring
Add recurringInsights
Patterns across your spending history.
Income vs expense
By category
Top categories
Spending by weekday
Settings
Turn features on or off, edit categories, and manage where data lives.
Features
Enable allSwitching a feature off hides its tab and panels everywhere. Nothing is deleted — turn it back on and your data reappears.
Interface
Money & dates
Defaults for new transactions
Categories
Add categorySwitch one off to hide it from pickers without touching past transactions. Custom categories can be deleted outright when unused.
PIN lock & encryption
Lock behaviour
How it works
Account & sync
Where your data lives
Save to a file on disk
Browser storage can be wiped by privacy settings or "clear data on exit". Link a file and Ledger writes every change straight to it, so your data survives no matter what the browser does. Requires Chrome or Edge.
Automatic backups
A full JSON backup, or a CSV of transactions for spreadsheets.
Restore a JSON backup, replacing or merging with what you have.
A year of realistic transactions to explore every screen.
Delete every transaction, budget, goal, and account.